Are you self-employed and frustrated with high health insurance premiums? You are not alone. For many entrepreneurs and self-employed individuals, health insurance through the marketplace is prohibitively expensive, especially if you do not qualify for a tax credit.
You may have found yourself choosing a high-deductible plan or an HSA to save money, then discovered how costly it is when you actually need to use it. If that sounds like you, there is good news. You do not have to settle for high premiums and plans that drain your bank account.
Mission Essential Insurance is an independent, veteran-owned agency based in Tampa Bay. We work with self-employed people across Hillsborough and Pinellas counties and throughout Florida, and it costs you nothing to use us as your broker.
Get a Quote
Tell us how to reach you and what you are shopping for. We will come back with the options that actually fit, including the ones you will not find on the marketplace.
The Problem With Traditional Health Insurance Plans
Without an employer to offer health insurance, you have probably already discovered that navigating the health insurance landscape on your own can be confusing and frustrating. It might seem like your only options are:
- Marketplace plans that feel overpriced unless you qualify for tax credits.
- High-deductible or HSA plans that help you save monthly, but end up costing you thousands if something goes wrong.
- Private plans with confusing benefits and high costs to use them for anything.
If you have been working with an agent, chances are they have only shown you what is on the marketplace. And while they might have made it seem like you have seen all the available options, the truth is, you have not.
Here Is Where I Come In
My name is Eric Stephenson and I am the owner of Mission Essential Insurance. I have personally hand selected every carrier I represent. As a licensed health insurance broker, I am here to guide you toward better coverage at a lower cost. I have helped individuals and families across Florida find coverage that fits their budget. Whether you qualify for a tax credit on the marketplace or not, I can offer plans that are only available to those who are self-employed.
With these plans, your premiums are based on age and household size, not your income, and the coverage goes above and beyond what you will find on the marketplace. That means:
- PPO networks that can include carriers such as BCBS, Aetna and UHC
- Preventative care coverage
- Copays and coinsurance for everyday medical services
Which of these apply depends on the plan you qualify for. We will walk you through the specifics of any plan before you enrol.
All of this is designed to provide the peace of mind you need to focus on your business and your family, not worrying about your next medical bill.
Why Work With Me
When you work with me, you are not just getting a one-time insurance plan. You are getting a broker for life. I am here to support you, not just at the point of purchase, but throughout the life of your policy. That means if something changes, you can always come back for advice, new options, or help navigating claims. Many of my clients have returned to me year after year, even after exploring other options, because they know I have their best interests at heart.
I am not just a broker, I am your advocate. Whether it is saving you thousands on claims, walking you through the details of your policy, or making sure you never have to switch plans year after year, I am here to make sure your health insurance works for you.
Ready to Find the Right Plan? Here Is How It Works
1. Let us talk
Book a quick call, and we will dive into your situation. We will discuss your current pain points, what you want out of your insurance, and what is not working with your current plan.
2. Explore your options
I will walk you through the various options available, including marketplace plans if you qualify for a tax credit, and private plans designed for the self-employed.
3. Choose what is best for you
Together, we will select a plan that offers the right coverage at the right price. I will handle the application process, and your new coverage can start as early as the 1st of next month, or sooner if needed.
Do Not Settle for High Costs and Limited Coverage
You deserve better, and I am here to help you find it. Stop overpaying for health insurance and start enjoying peace of mind knowing that you and your family are protected, without the financial strain.
Use the quote form above, call 813-504-0333, or book a free consultation. Serving Tampa, St. Petersburg, Clearwater, Brandon, Riverview and the rest of Tampa Bay, and licensed across much of the country for clients outside Florida.
