At Mission Essential Insurance, we help businesses build competitive employee benefits packages that attract top talent, improve employee retention, and control healthcare costs.
Whether you have 2 employees or 500, our team helps you compare health insurance, dental, vision, life insurance, disability coverage, and voluntary benefits from leading carriers to create a benefits package that fits your budget and your employees’ needs.
As a veteran-owned agency, we take an educational approach to employee benefits. Our goal is to help business owners understand every option available before making a decision.
Employee benefits are one of the most important investments a business can make. In today’s competitive job market, employees are looking for more than just a paycheck.
Offering quality benefits can help your business:
✓ Attract better employees
✓ Improve employee retention
✓ Reduce turnover costs
✓ Increase employee satisfaction
✓ Improve workplace productivity
✓ Provide tax advantages for employers
✓ Strengthen your company culture
Many small businesses assume benefits are only affordable for large corporations. In reality, there are group health insurance solutions available for businesses of all sizes.
Group benefits are insurance and financial protection products offered through an employer to employees and their families.
A complete employee benefits package may include:
Group Health Insurance
Group Dental Insurance
Group Vision Insurance
Group Life Insurance
Disability Insurance
Voluntary Benefits
Medical coverage for employees and eligible dependents.
Benefits may include:
Dental plans help employees manage routine and unexpected dental expenses including:
Vision benefits can help employees pay for:
Life insurance provides financial protection for employees’ families in the event of death.
Employers often provide:
One of the most overlooked employee benefits is disability insurance. While many employees understand the importance of health insurance and life insurance, few realize that their ability to earn an income is often their most valuable asset.
Disability insurance helps replace a portion of an employee’s income if they become unable to work due to a covered illness, injury, or medical condition.
For many families, losing a paycheck for several months—or even years—can create significant financial hardship. Disability insurance provides financial protection during these difficult times.
Options include:
Voluntary benefits can help employees customize their coverage while keeping employer costs low.
Popular options include:
One of the most common questions business owners ask is:
“How much does group health insurance cost?”
The answer depends on several factors:
Example Scenarios
| Company Size | Estimated Monthly Premium Per Employee |
|---|---|
| 5 Employees | $450-$900 |
| 25 Employees | $400-$850 |
| 100 Employees | $350-$800 |
Actual rates vary by carrier, industry, and employee demographics.
Our team can provide customized quotes from multiple carriers to help you compare your options.
Many business owners are surprised to learn that group health insurance may be available for businesses with as few as two eligible employees.
Depending on carrier requirements, eligible businesses may include:
Requirements vary by carrier and state regulations.
Business owners often ask whether group health insurance or individual coverage makes more sense.
| Group Health Insurance | Individual Health Insurance |
|---|---|
| Employer-sponsored | Employee purchases directly |
| Employer may contribute | Employee pays premium |
| Often improves recruitment | No employer involvement |
| May provide tax advantages | Limited employer benefits |
| Can include ancillary benefits | Separate policies often needed |
The right solution depends on your business size, budget, and workforce.
Mission Essential Insurance works with businesses across many industries including:
Provide competitive benefits to attract skilled workers and reduce turnover.
Benefits solutions for brokerages and growing real estate teams.
Medical, dental, vision, life, and disability coverage options.
Benefits solutions for law firms, accounting firms, and consulting companies.
Affordable benefit solutions designed for industries with higher turnover.
As a veteran-owned agency, we understand the unique challenges and opportunities veteran entrepreneurs face.
In many situations, employer contributions toward employee health insurance premiums may be tax deductible. Consult your tax advisor for specific guidance.
Most group health insurance plans allow employees to enroll eligible dependents.
No. Many employers choose to contribute a portion of employee premiums while employees pay the remainder.
Yes. There are many benefit solutions available for businesses of all sizes and budgets.
Yes. Many employers choose to offer dental and vision benefits either bundled with medical coverage or as standalone options.
We work with a variety of leading carriers and benefit providers to help businesses compare options and find the best fit. We have a list at the bottom of the page. As Brokers we can also contract with any others that work with brokers.
We only work with the most reputable and highly rated companies to provide the best protection and service to our clients.
We are ready to find the best insurance quote for you
Please submit a request by using the form below. We’ll contact you as soon as possible.
