We are an independent, veteran-owned insurance agency based in Tampa Bay. We help people across Hillsborough and Pinellas counties compare health, Medicare, life, dental and accident coverage across carriers rather than selling one company’s products, and it costs you nothing to use us as your broker.
Where We Work
Insurance is local in a way that is easy to miss. Two plans can both say they cover the Tampa Bay area and include entirely different hospital systems inside it. Which doctors participate, which hospital is in network, and which plans are even offered all change by county and sometimes by ZIP code. That is why we keep a page for each area rather than one page that says “Tampa Bay” and leaves you to guess.
Hillsborough County
- Tampa – the largest city in the county, with more carriers competing and more plans on offer than anywhere else in the Bay
- Brandon
- Riverview
- Ruskin
Pinellas County
What We Help With in Every Area
- Marketplace and ACA health insurance, and off-marketplace private coverage
- Medicare: Advantage, Supplement, Part D, and Medicare alongside VA benefits
- Life insurance – term, whole life, and mortgage protection
- Dental and vision, and accident, hospital and critical illness coverage
- Group health and employee benefits for local businesses
Not on the List?
These are the areas we write about, not the limit of where we work. If you are elsewhere in Florida, or you moved here and are trying to work out what your coverage does now, get in touch and we will tell you plainly whether we can help.
What Happens When You Call Us
- We ask what you are protecting. A doctor you will not give up, a prescription, a hospital, or a monthly figure you cannot go above.
- We check the checkable facts. Whether your doctors and hospital participate in the plans you are considering, and whether your prescriptions are on the formulary. These are verifiable before you commit rather than after.
- We compare openly and name the trade-offs. Every plan gives something up. A comparison that does not say what is being traded is not a comparison.
- We are still here afterward. What matters is not enrollment day, it is the day you need to use the plan.
It costs you nothing. Carriers pay the broker when a policy is placed, and your premium is the same whether you enroll through us or on your own.
