🦷 What Does Dental Insurance Actually Cover?

Dental insurance is often misunderstood. Many people think it only helps with cleanings—or that it’s not worth the cost. In reality, dental insurance can save you hundreds or even thousands of dollars each year.

Let’s break it down 👇

âś… Preventive Care (Usually 100% Covered)

Most dental insurance plans fully cover preventive services, because preventing problems is cheaper than fixing them later.

This usually includes:

  • Routine cleanings (typically 2 per year)

  • Dental exams

  • X-rays

  • Fluoride treatments (often for kids)

💡 Why it matters: Regular preventive care helps catch issues early—before they become painful and expensive.

🛠️ Basic & Major Dental Services

Dental insurance doesn’t stop at cleanings. It also helps cover treatments when problems arise.

Basic services (often 70–80% covered):

  • Fillings

  • Tooth extractions

  • Periodontal (gum) treatment

Major services (often 40–60% covered):

  • Crowns

  • Root canals

  • Bridges

  • Dentures

⚠️ Coverage percentages vary by plan, and some major services may have a waiting period.

dental pic

đź’° Cost Savings: Why Dental Insurance Pays Off

Without insurance, dental care can get expensive fast:

  • Cleaning & exam: $150–$300

  • Filling: $200–$400

  • Crown: $1,000–$2,000+

With dental insurance, much of these costs are reduced—sometimes dramatically—making care more affordable and predictable.

❌ Common Dental Insurance Myths

 

Dental insurance is about more than clean teeth—it’s about protecting your health and your wallet. Preventive care, help with major procedures, and real cost savings make dental insurance a smart choice for individuals and families.

👉 Have questions about dental plans or coverage? We’re happy to help you explore your options.

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