Great for Individuals, Families or Medicare – budget-friendly plan pricing
Major Coverage day one (for most services) – no waiting period for services (most plans)
$1,000 – $5,000 dental benefit maximum, per person, per policy year
If you want professional help, call the number above or schedule an appt. It’s FREE to use a broker ALWAYS.
Ready to check out quotes? Click the link below to quote & apply for UHC Dental & Vision options
Provides coverage next day after you apply
(cannot guarantee this will always be true as companies change their product offerings regularly)
Ready to check out quotes? Click the link below to quote & apply for Ameritas Dental & Vision options
PrimeStar Lite
(Price varies by state)
$50
$750 per person 1st year, $1500 per person 2nd year
100% for preventative services, 50% – 80% for basic services, 10% – 20% for major services
No waiting periods
PrimeStar Boost
(Price varies by state)
$50
$1,000 per person 1st year, $2,000 per person 2nd year
100% for preventative services, 65% – 80% basic services, 20% – 50% major services, 15% – 50% for child orthodontia (under 19 $1,000 lifetime max)
No waiting periods
PrimeStar Complete
(Price varies by state)
$50
$2,500 per person 1st year, $3,000 per person 2nd year
100% for preventative services, 80% – 90% basic services, 20% – 50% for major services
No waiting periods
Ready to check out quotes? Click the link below to quote & apply for Allstate Health Solutions (Aetna DPPO) Dental & Vision options
Value
(Price varies by state)
(Eligible for 15% multi- policy discount)
$50
$1,000 per person 1st year, $1500 per person 2nd year, $2,000 per person 3rd year+
100% for preventative services, 60% – 80% basic services, major services not covered
No waiting periods
Prime
(Covers Drthodontic & Dentures)
(Price varies by state)
(Eligible for 15% multi- policy discount)
$50
$2,000 per person 1st year, $2500 per person 2nd year, $3,000 per person 3rd year+, $1,000 orthodontic maximum
100% for preventative services, 60% – 80% basic services, major services 25% – 50%, orthodontic 15% – 50%
No waiting periods
Copay Plan
(does not cover Implants, Dentures, or Orthodontics)
(Price varies by state)
(Eligible for 15% multi- policy discount)
$0
$3,000 per person
$50 copay preventative per visit, $50 basic services & major tier 1 per procedure, $250 major tier 2 per procedure
No waiting periods on preventative and basic procedures, 6 month waiting period on major
Copay 2 Plan
(does not cover Implants, Dentures, or Orthodontics)
(Price varies by state)
(Eligible for 15% multi- policy discount)
$0
No maximum
$0 copay preventative per visit, $100 basic services & $125 major tier 1 per procedure, $500 major tier 2 per procedure (reduce 2nd year)
No waiting periods
DVH PPO
(Typically only for ages 55+| Covers Implants, Dentures)
(Price varies by state)
(Eligible for 15% multi- policy discount)
$50
$1,500 per person 1st year, $3000 per person 2nd year
100% for preventative services, 50% – 100% basic services, major services 25% – 50%
No waiting periods
Ready to check out quotes? Click the link below to quote & apply for Cigna Dental & Vision options
(Must select the 1st of the next month to see these quotes) Plans start 1st of the month.
Cigna Dental Preventative
(Price varies by state)
$0
None
100% for preventative services, basic & major services not covered
No waiting periods
Cigna Dental 1000
(Price varies by state)
$50
$1,000 per person per policy year
100% for preventative services, 80% basic services, major services 50%
No waiting periods on preventative. 6 month basic services, 12 months on major services
Cigna Dental 1500
(Covers Orthodontic)
(Price varies by state)
$50
$1,500 per person per policy year, $1,000 lifetime max on orthodontics
100% for preventative services, 80% basic services, major services 50%
No waiting periods on preventative. 6 month basic services, 12 months on major services & orthodontics
Cigna Dental 3000
(Covers Dentures)
(Price varies by state)
$100
$3,000 per person per policy year
100% for preventative services, 50% basic services, major services 50%
No waiting periods on preventative. 6 month basic services, 12 months on major services
Cigna Dental Vision Hearing 3500
(Covers Dentures, Implants, Vision, & Hearing)
(Price varies by state)
$100
$2,500 per person per policy year, $2,000 lifetime max on implants
100% for preventative services, 80% basic services, 50% major services & implants
No waiting periods on preventative & basic services, 6 months on major services, 12 months on implants
Ready to check out quotes? Click the link below to quote & apply for Humana Dental & Vision options
(Must select the 1st of the next month to see these quotes) Plans start 1st of the month.
Humana Extend 1250
(Covers Dentures, Vision (limited) & Hearing)
(Price varies by state)
$75
$1,250 per person per policy year
100% for preventative services, 60% basic services, 30% major services
No waiting periods on preventative. 6 month basic services, 12 months on major services
Humana Extend 2550
(Covers Dentures, Implants, Vision & Hearing)
(Price varies by state)
$75
$2,500 per person per policy year, $1,000 annual limit on implants, $2,000 lifetime on implants
100% for preventative services, 80% basic services, 50% major services
No waiting periods on preventative. 6 month basic services, 12 months on major services & implants
Humana Extend 5000
(Covers Dentures, Implants, Vision & Hearing)
(Price varies by state)
$75
$5,000 per person per policy year, $2,000 annual limit on implants, $4,000 lifetime on implants
100% for preventative services, 80% basic services, 50% – 60% major services
No waiting periods on preventative. 3 month basic services, 6 months on major services & implants
The first aspect is that it spreads the cost of dental services out on a monthly basis rather than in a lump sum. You are much more likely to go to the dentist at least 2 times a year with a dental insurance plan because it’s typically free. The second aspect is that if you do not take care of your teeth / gums then you will begin loosing teeth, needing root canals, or even dentures. By consistently taking care of your teeth through a dentist you can ensure your mouth remains healthy and keep the beautiful smile forever.
On average, basic plans can start around $20 to $30 per month, while more comprehensive coverage may range from $40 to $60 monthly.
Dental insurance typically covers a range of preventive, basic, and major dental services. Preventive care such as regular cleanings, exams, and X-rays are often fully covered or require minimal copayments. Basic services like fillings and extractions may be partially covered, while major procedures such as root canals and crowns usually have higher copayments or deductibles. Some plans also offer coverage for orthodontic treatment like braces or retainers, though this varies.
The most comprehensive dental insurance plans typically provide coverage as follows:
Preventative care services, including biannual checkups, cleanings, X-ray scans, and diagnostic tests, are often covered at 100%.
Basic procedures like fillings, extractions, and root canals are typically covered at 80%.
Major procedures such as crowns, bridges, dentures, and implants usually receive 50% coverage.
That’s simple; you either give me a call and I will shop all of your options based on your specific needs then we will put in an application or you can shop the plans on my site and choose an option by self. Either way it costs $0 to use a dental insurance broker.
The most common type of dental insurance is the Preferred Provider Organization (DPPO) plan. DPPO plans offer a network of dentists who have agreed to provide services at reduced rates for plan members, giving individuals the flexibility to choose their dentist while still receiving cost savings.
Yes, most plans that cover major dental services will cover crowns. Some plans could have 6 – 12 month waiting periods for major services; however, there are a lot of plans that do not have waiting periods for major services. Most of these plans would cover major services with a lower percentage from day 1, then increase it’s coverage after the first year.
Typically, dental plans encompassing major services include coverage for dentures. While certain plans may impose waiting periods ranging from 6 to 12 months for major services, many others waive these waiting periods altogether. Often, these plans initially provide partial coverage for major services, gradually increasing coverage over the first year.
Commonly, dental plans covering major services often include provisions for braces or orthodontic care. Although some plans might enforce waiting periods spanning from 6 to 12 months for major services, numerous others completely waive these waiting periods. Typically, such plans initially offer partial coverage for major services, with coverage gradually expanding over the initial year.
Only more comprehensive dental plans will cover implants. Typically most dental plans will cover implants up to $1,000 – $5,000 over the course of the lifetime of the policy. These plans typically will impose a 6 month – 12 month waiting period for implants. One important factor to understand before a dentist pulls a tooth, if you want an implant in the future, is whats called a missing tooth clause. Typically a dental plan will make you wait 24 months before paying out for services on a missing tooth.
We only work with the most reputable and highly rated companies to provide the best protection and service to our clients.
We are ready to find the best insurance quote for you
Please submit a request by using the form below. We’ll contact you as soon as possible.