Insurance Networks Explained

Types of Networks Health Maintenance Organization (HMO): A type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO. It generally won’t cover out-of-network care except in an emergency. An HMO may require you to live or work in its service area to be eligible… Continue reading Insurance Networks Explained

Employer Group Plans

Employers with 50+ employees are mandated by ACA guidelines to pay 50% of their employee only policies; however, they are not obligated to pay any portion of the rest of a family policy. If your employee only plan is within 9.61% of your household income, this would make you ineligible to receive a premium tax… Continue reading Employer Group Plans

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